3 days have passed in the new year and I you bought Bitcoin right by the end of 2019 you will be 1% up. And if you bought right after the holiday Jan 2 you will 2% which will be pretty much what government in USA supposed inflammation rate is supposed to be.

So if you bought Bitcoin yesterday your portfolio would had made or reach the inflammation estimate for current year cycle, I don't think your local bank can you or put your portfolio at 2% just in the first 3 days of the current calendar.

Bitcoin better than any bank CD, of any banking product for that matter.